| Failure to do your homework will prove costly when | | | | information can be found on the manufacturer web |
| you purchase your next new vehicle. The internet | | | | Hyundai.comAfter researching available rebates, find |
| makes all of the essential information accessible for | | | | the difference between the retail and invoice price. |
| free, so fire up your computer and get ready to | | | | Unless you are trying to buy a limited production |
| save money.If you are unlucky enough to be trading | | | | vehicle, you can usually negotiate a price of a few |
| in your old vehicle, brace yourself because it is going | | | | thousand dollars below the window sticker. The |
| to be ugly. The price dealers offer to pay is always | | | | invoice price will give you an idea of how much the |
| painfully low. Don't be fooled by minimum trade | | | | dealer paid for the car. I usually push for a price that |
| promotions, they will just charge you more for the | | | | is a couple hundred dollars over invoice, because I |
| new car to cover their losses. The only way to get a | | | | know the dealer will have expenses to cover. The |
| fair price for your trade is to sell it yourself. Here are | | | | difference between retail and invoice prices can be |
| a few good web sites to sell your automobile for a | | | | near $5000. You may have to visit a few different |
| small ebay.comIf you must trade in your old car, you | | | | dealerships, but it is worth it. Information on invoice |
| can always find an independent appraisal online for | | | | prices can be found at the following web |
| free. I recommend looking up a few so that you can | | | | edmunds.comNow that you know how much to pay |
| estimate a price range before you head out to make | | | | for your new vehicle, it is time to address financing. |
| the trade. In addition to appraising your trade in, | | | | Most buyers need to obtain a loan and if you are not |
| these sites provide estimates of how much you | | | | careful, the dealer will squeeze a few thousand dollars |
| could expect to receive if you were to end up selling | | | | out of you here as well. With good credit, the best |
| it edmunds.comA fairly new subject to address when | | | | deal can probably be found at your local bank. Stop in |
| preparing to purchase your next new automobile is | | | | and talk to a loan officer before you go to the car |
| the rebate, incentive, bonus cash, special offer or | | | | dealer. If you leave it up to the dealership, they will |
| whatever they are calling the sale this week. The | | | | try to push you into the loan that works out best |
| rebates are a popular tool used most frequently by | | | | for them. That usually means a higher interest rate |
| American auto makers.For the consumer, an | | | | and payment for the consumer.If you have less than |
| advantage of the incentives can be that banks are | | | | perfect credit and a current auto loan in good |
| willing to loan retail price and even a little more. The | | | | standing call them first and ask to get pre-approved |
| sale price often ends up thousands of dollars less | | | | for a new car. By using the internet, you can find |
| than the retail price. So if you owe slightly more than | | | | banks that are a little more forgiving than your |
| your car is worth, you may be able to roll that | | | | average local bank. Here are a few that I found |
| negative equity over into a shiny new car. I have | | | | during a recent householdauto.comIt's easy to fight |
| seen rebates as high as $7000 on GM trucks and | | | | the price and win when you know where to look. |
| $5500 on GM cars. Whether you are upside down in | | | | Good luck and enjoy your new car!Jeremy Brubaker |
| your current vehicle or not, the rebate can save you | | | | is a writer for |
| money.Don't wait until you get to your local car | | | | a website dedicated to helping consumers save |
| dealer to ask about it. I found dealers reluctant to | | | | money.Feel free to reprint and distribute this article |
| admit how big the rebate should have been on my | | | | as you like. |
| last truck. The most accurate and up to date rebate | | | | |