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Used Car Buying

Owning a four wheeler have become feel your research is complete and now
necessity in today's motorized world. you are ready to look out for your car,
Every one cannot opt for a new car but comes the next step.
can always own 'Used car' it is also an Ratify the value of the vehicle
added advantage if you have just learnt It is not necessary that everyone is well
driving. In this way you can refine your versed with knowledge about cars. May
driving as well as build up enough be toa certain extent but to know a in
confidence to before investing a and out of a used car, a professional
substantial amount on new car. There are opinion is must.
certain fundamentals that have to be It is always better to consult a mechanic
followed before buying a car. Especially or get it rated in authorized service
if it is a used car you have to be center and if you are dealing with a
careful and well acquainted before private party then be always on guard as
investing. To start with: vehicle sold to you could be stolen. You
Budget and selection of a car: (pricing, can also contact the dealers to know
brand, model)… about the warranty features and also
Before buying a car one should always about the resale value of the car.
have a rough estimate about spending Exterior Check
plan. This way you can select the cars Check for the overall condition of the
that falls in your budget and then car like dents, nick, scratch, repaint,
compare it with other cars of same working condition of light, tail lamps,
class.. indicator, wiper (flick all the switches
Next thing you have to keep in your mind and check if everything working properly
is 'what kind of car do I want to buy? Or ). Also check the tyres in terms of wear
with which manufactures should I go?' and tear, (if you don't get a good radial
Decide on buying cars depending on your tyre, then try to reduce the prize
requirement and in this way selection further ) oil tank for its leakage. It is
becomes much easier. also very important to check the
Look for hidden points undercarriage of the car. Check for the
History: (antecedents, accidents, shock absorbers, lean hard on the corner
insurance, and depreciation)… of the car and release and if the car is
Inspect the chassis of the car rocking up and down then it may need
thoroughly; the body line will give an replacing.
idea whether the car was involved in a Interior check
accident. You can check any sign of Go through the warning indicator lights,
repainting, similar color body parts speedometer, the fuel gauge and the
etc…. the insurance formalities like other gauge work properly, also check for
regular premiums are paid, policy is the glove box lock is intact. Coming to
revised etc… the seating, look if the headrest,
Ownership: (antecedents: single owner adjustable seats, door handles, window
multiple owner) knobs, interior lights, seat belts.
It is very important to enquire about its Also check for the air-conditioning,
ownership as its been owned by a single ensure that all the A/C switches are
or multiple owner and if it is multiple , working and the proper air flows through
there will value depreciation depending all the provided vents. Look for any
upon its condition. squeaky noise while opening any window or
When inspecting a car always check for door. Also ensure that the locking system
mechanical and technical problems. As is perfect. The last thing people look
it's a pre-owned car, proper overall for is the tool kit, but one should make
review is necessary. Start with its sure all the tools present in the kit.
engine: that it should idle smoothly with Look for the
out any sputtering and also accelerate Once the all the interior and exterior
with out any hesitation. factors are analyzed, now it's the time
Wheel alignment plays a very vital role, to take the car for a ride in a literal
uneven wear and tear of tyres-balding on meaning.
the sides or in the middle-indicate poor Test drive
alignment. Check for battery condition, One cannot just have a overall look and
heat up the engine to check the then decide on buying a car. It is very
air-conditioner efficiency also check important to take a test derive so that
with the deforestation, defogger fan, one will have a clear picture about the
heater…every single detail that will car. It is better to take a longer
give value for your buy. Another stretch so that the engine is heated up.
important thing that has to be kept in Once the car is warmed up check if there
mind before buying a car is with its is any kind of noise or vibration or even
titles and credentials. Ensure that all any kind of odor and any kind of unusual
the paper works are in order, because sound or vibration will be an invitation
sometimes it is possible that you may be for a major trouble. Check if the
buying a stolen car. Checklists of the steering wheel is perfect, there should
important documents are as follows: not be any kind of vibration. Test the
• RC Book (Registration book pressure with the hand breaks as well as
certificate)- Also known as Blue book is with the pedal brakes. Drive it on a
issued by the RTO (certain offices of empty long stretch with a 30kph and apply
some state does not provide the document hard brakes, the car should come to a
in the form of booklet rather it will be stop with in no time with out any
a single document -Form 21') the where pressure or vibration. The pedals should
it reveals the date and address of be smooth and applying brakes should not
registration and the record of the owners with much effort.
vehicle, the engine number, chassis Finance factor
number (the engine and the chassis Work at your payment mode before your
numbers has to be verified with that venture forth, avoid credit card payment
shown in the book). An entry in the book through because of high interest rates.
also acknowledges how many times the And if you are looking for finance, It is
vehicle has been sold, the details of the always better to avoid the third party
previous of the previous owner (name and concept in any kind of financing, always
address). The state registration should go for the direct finance as it will save
be verified, as it has to be registered your time as well as money. Opt for
with the same state where you intend to easy-payable EMI with zero interest
use your car otherwise you have to get it option(now there are leading banks that
transferred it which is again a provide affordable and easily repayable
cumbersome process with lots of 'used car loans'.
formalities and time consuming. Clinch the deal
• Tax certificate/book - This document So now as you are well versed and clear
contains details about tax paid. The RTO with all the technical, mechanical as
tax is a lifetime tax that has to pay by well as legal details, keep in mind
the owner (some state collect life time certain important points before
tax and some have annual tax payment) and finalizing the deal.
if the papers are not clear, you will ? Ensure that all the terms and
have to bear all the unpaid taxes. conditions of the deal are obtained in
Another tax that people often forget or writing: This will give a clear picture
ignore it is the road tax, so ensure that to both the parties involved in a deal
all the papers are clear before (previous as well as the current owner).
finalizing your deal. There will be no space for confusion to
• Insurance - Another vital document arise.
which is mandatory for any transfer by ? Negotiate for a better prize: As it is
RTO. Premiums are paid on regular basis buyers market you can always have your
and it is always better to check the due say in terms of bargaining. Before you go
date and also ensure that the insurance for your car shopping, ensure that your
papers are transferred in your name are aware with the value of the car
before your buy. Though any of these you're buying and the value of trade in.
insurance papers cannot give you a clear The seller should get the idea that you
picture about the vehicle involved in any are also aware of the car markets; you
accidents but still it's a assurance should be always ready for the
towards the 'safety of the car' bargain-battle.
• Invoice - Demand for the original ? Know that a well stocked dealer will
invoice as every owners keep original cut a better deal
invoice given to them by the car dealers Last but not the least and the most
showrooms. The invoice encloses all the important factor that has t be taken care
car details (purchase date, year, chassis after finalizing the deal is :
and engine number) which give an idea Transferring Ownership
about its original prize. The invoice With the sale of the care, the ownership
also gives the information if the car is also changes. The original owner
financed or not. (Transferor), who is selling the car
• NOC (no objection certificate)- If should inform the RTO with whom the car
the car is purchased on finance, ask for was registered with in 14 days with a
its documents from the finance company letter of information about the new owner
stating all the dues are paid and the (Transferee) and incase the new owner
company have no claim on the vehicle any falls into the jurisdiction of another
more. RTO, then the Transferor has to inform
Form 35- you must have a copy of this the this RTO with the similar letter and
duly signed by the financer. receiving an acknowledgment of receipt
• PUC certificate (pollution under of the letter from the RTO, the
control)- every car needs a PUC transferor is indemnified of all legal,
certificate and it is valid up to one tax, traffic, criminal and other
year for every new car and has to be liabilities pertaining to the car. The
obtained in every six months. seller must also take a delivery note
Always do your homework before buying signed by a buyer. And if the car has
your car in terms of researching. Search being transferred is in another state,
for online information about the car your then the transferor has to get a NOC(no
looking for, go for its technical and objection certificate, form 28') from his
mechanical details and check for its RTO and forward to the RTO in whose
resale value. In this computer world we jurisdiction the new owner stays. NOC is
can get any information from anyone and accompanied by another set of documents
from anywhere. Use online quotes that required to transferring ownership as
will be a great help, compare cars as follows:
well as look for best deals with • Form "TCA" - Intimation of transfer
different dealers. Do a thorough study by Transferee (buyer)
about your car before buying rather than • Form "TCR" - Intimation of transfer
going for the first car you came across. by Transferor (seller)
Instead of hurrying, take your time, look • Form No.29 - Notice of transfer of
as many as cars you can and have an eye ownership of vehicle.
for detailing and then decide for the • Form No.30 - Report of transfer of
'right car' you want to own. Once you ownership of vehicle.




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