| Owning a four wheeler have become necessity | | | | Ratify the value of the vehicle |
| in today's motorized world. Every one | | | | |
| cannot opt for a new car but can always own | | | | It is not necessary that everyone is well |
| 'Used car' it is also an added advantage if | | | | versed with knowledge about cars. May be |
| you have just learnt driving. In this way you | | | | toa certain extent but to know a in and out |
| can refine your driving as well as build up | | | | of a used car, a professional opinion is |
| enough confidence to before investing a | | | | must. |
| substantial amount on new car. There are | | | | |
| certain fundamentals that have to be followed | | | | It is always better to consult a mechanic or |
| before buying a car. Especially if it is a | | | | get it rated in authorized service center and |
| used car you have to be careful and well | | | | if you are dealing with a private party then |
| acquainted before investing. To start with: | | | | be always on guard as vehicle sold to you |
| | | | could be stolen. You can also contact the |
| Budget and selection of a car: (pricing, | | | | dealers to know about the warranty features |
| brand, model)… | | | | and also about the resale value of the car. |
| | | | |
| Before buying a car one should always have a | | | | Exterior Check |
| rough estimate about spending plan. This way | | | | |
| you can select the cars that falls in your | | | | Check for the overall condition of the car |
| budget and then compare it with other cars of | | | | like dents, nick, scratch, repaint, working |
| same class.. | | | | condition of light, tail lamps, indicator, |
| | | | wiper (flick all the switches and check if |
| Next thing you have to keep in your mind is | | | | everything working properly ). Also check the |
| 'what kind of car do I want to buy? Or with | | | | tyres in terms of wear and tear, (if you |
| which manufactures should I go?' Decide on | | | | don't get a good radial tyre, then try to |
| buying cars depending on your requirement and | | | | reduce the prize further ) oil tank for its |
| in this way selection becomes much easier. | | | | leakage. It is also very important to check |
| | | | the undercarriage of the car. Check for the |
| Look for hidden points | | | | shock absorbers, lean hard on the corner of |
| | | | the car and release and if the car is rocking |
| History: (antecedents, accidents, insurance, | | | | up and down then it may need replacing. |
| and depreciation)… | | | | |
| | | | Interior check |
| Inspect the chassis of the car thoroughly; | | | | |
| the body line will give an idea whether the | | | | Go through the warning indicator lights, |
| car was involved in a accident. You can check | | | | speedometer, the fuel gauge and the other |
| any sign of repainting, similar color body | | | | gauge work properly, also check for the glove |
| parts etc…. the insurance formalities | | | | box lock is intact. Coming to the seating, |
| like regular premiums are paid, policy is | | | | look if the headrest, adjustable seats, door |
| revised etc… | | | | handles, window knobs, interior lights, seat |
| | | | belts. |
| Ownership: (antecedents: single owner | | | | |
| multiple owner) | | | | Also check for the air-conditioning, ensure |
| | | | that all the A/C switches are working and the |
| It is very important to enquire about its | | | | proper air flows through all the provided |
| ownership as its been owned by a single or | | | | vents. Look for any squeaky noise while |
| multiple owner and if it is multiple , there | | | | opening any window or door. Also ensure that |
| will value depreciation depending upon its | | | | the locking system is perfect. The last thing |
| condition. | | | | people look for is the tool kit, but one |
| | | | should make sure all the tools present in the |
| When inspecting a car always check for | | | | kit. Look for the |
| mechanical and technical problems. As it's a | | | | |
| pre-owned car, proper overall review is | | | | Once the all the interior and exterior |
| necessary. Start with its engine: that it | | | | factors are analyzed, now it's the time to |
| should idle smoothly with out any | | | | take the car for a ride in a literal meaning. |
| sputtering and also accelerate with out any | | | | |
| hesitation. | | | | Test drive |
| | | | |
| Wheel alignment plays a very vital role, | | | | One cannot just have a overall look and then |
| uneven wear and tear of tyres-balding on the | | | | decide on buying a car. It is very important |
| sides or in the middle-indicate poor | | | | to take a test derive so that one will have a |
| alignment. Check for battery condition, heat | | | | clear picture about the car. It is better to |
| up the engine to check the air-conditioner | | | | take a longer stretch so that the engine is |
| efficiency also check with the deforestation, | | | | heated up. Once the car is warmed up check if |
| defogger fan, heater…every single | | | | there is any kind of noise or vibration or |
| detail that will give value for your buy. | | | | even any kind of odor and any kind of unusual |
| Another important thing that has to be kept | | | | sound or vibration will be an invitation for |
| in mind before buying a car is with its | | | | a major trouble. Check if the steering wheel |
| titles and credentials. Ensure that all the | | | | is perfect, there should not be any kind of |
| paper works are in order, because sometimes | | | | vibration. Test the pressure with the hand |
| it is possible that you may be buying a | | | | breaks as well as with the pedal brakes. |
| stolen car. Checklists of the important | | | | Drive it on a empty long stretch with a 30kph |
| documents are as follows: | | | | and apply hard brakes, the car should come |
| | | | to a stop with in no time with out any |
| • RC Book (Registration book | | | | pressure or vibration. The pedals should be |
| certificate)- Also known as Blue book is | | | | smooth and applying brakes should not with |
| issued by the RTO (certain offices of some | | | | much effort. |
| state does not provide the document in the | | | | |
| form of booklet rather it will be a single | | | | Finance factor |
| document -Form 21') the where it reveals the | | | | |
| date and address of registration and the | | | | Work at your payment mode before your |
| record of the owners vehicle, the engine | | | | venture forth, avoid credit card payment |
| number, chassis number (the engine and the | | | | through because of high interest rates. And |
| chassis numbers has to be verified with that | | | | if you are looking for finance, It is always |
| shown in the book). An entry in the book also | | | | better to avoid the third party concept in |
| acknowledges how many times the vehicle has | | | | any kind of financing, always go for the |
| been sold, the details of the previous of the | | | | direct finance as it will save your time as |
| previous owner (name and address). The state | | | | well as money. Opt for easy-payable EMI with |
| registration should be verified, as it has to | | | | zero interest option(now there are leading |
| be registered with the same state where you | | | | banks that provide affordable and easily |
| intend to use your car otherwise you have to | | | | repayable 'used car loans'. |
| get it transferred it which is again a | | | | |
| cumbersome process with lots of formalities | | | | Clinch the deal |
| and time consuming. | | | | |
| | | | So now as you are well versed and clear with |
| • Tax certificate/book - This document | | | | all the technical, mechanical as well as |
| contains details about tax paid. The RTO tax | | | | legal details, keep in mind certain important |
| is a lifetime tax that has to pay by the | | | | points before finalizing the deal. |
| owner (some state collect life time tax and | | | | |
| some have annual tax payment) and if the | | | | ? Ensure that all the terms and conditions of |
| papers are not clear, you will have to bear | | | | the deal are obtained in writing: This will |
| all the unpaid taxes. Another tax that | | | | give a clear picture to both the parties |
| people often forget or ignore it is the road | | | | involved in a deal (previous as well as the |
| tax, so ensure that all the papers are clear | | | | current owner). There will be no space for |
| before finalizing your deal. | | | | confusion to arise. |
| | | | |
| • Insurance - Another vital document | | | | ? Negotiate for a better prize: As it is |
| which is mandatory for any transfer by RTO. | | | | buyers market you can always have your say in |
| Premiums are paid on regular basis and it is | | | | terms of bargaining. Before you go for your |
| always better to check the due date and also | | | | car shopping, ensure that your are aware with |
| ensure that the insurance papers are | | | | the value of the car you're buying and the |
| transferred in your name before your buy. | | | | value of trade in. The seller should get the |
| Though any of these insurance papers cannot | | | | idea that you are also aware of the car |
| give you a clear picture about the vehicle | | | | markets; you should be always ready for the |
| involved in any accidents but still it's a | | | | bargain-battle. |
| assurance towards the 'safety of the car' | | | | |
| | | | ? Know that a well stocked dealer will cut a |
| • Invoice - Demand for the original | | | | better deal |
| invoice as every owners keep original invoice | | | | |
| given to them by the car dealers/showrooms. | | | | Last but not the least and the most important |
| The invoice encloses all the car details | | | | factor that has t be taken care after |
| (purchase date, year, chassis and engine | | | | finalizing the deal is : |
| number) which give an idea about its original | | | | |
| prize. The invoice also gives the information | | | | Transferring Ownership |
| if the car is financed or not. | | | | |
| | | | With the sale of the care, the ownership also |
| • NOC (no objection certificate)- If | | | | changes. The original owner (Transferor), who |
| the car is purchased on finance, ask for its | | | | is selling the car should inform the RTO with |
| documents from the finance company stating | | | | whom the car was registered with in 14 days |
| all the dues are paid and the company have no | | | | with a letter of information about the new |
| claim on the vehicle any more. | | | | owner (Transferee) and incase the new owner |
| | | | falls into the jurisdiction of another RTO, |
| Form 35- you must have a copy of this duly | | | | then the Transferor has to inform the this |
| signed by the financer. | | | | RTO with the similar letter and receiving an |
| | | | acknowledgment of receipt of the letter from |
| • PUC certificate (pollution under | | | | the RTO, the transferor is indemnified of |
| control)- every car needs a PUC certificate | | | | all legal, tax, traffic, criminal and other |
| and it is valid up to one year for every new | | | | liabilities pertaining to the car. The |
| car and has to be obtained in every six | | | | seller must also take a delivery note |
| months. | | | | signed by a buyer. And if the car has being |
| | | | transferred is in another state, then the |
| Always do your homework before buying your | | | | transferor has to get a NOC(no objection |
| car in terms of researching. Search for | | | | certificate, form 28') from his RTO and |
| online information about the car your looking | | | | forward to the RTO in whose jurisdiction the |
| for, go for its technical and mechanical | | | | new owner stays. NOC is accompanied by |
| details and check for its resale value. In | | | | another set of documents required to |
| this computer world we can get any | | | | transferring ownership as follows: |
| information from anyone and from anywhere. | | | | |
| Use online quotes that will be a great help, | | | | • Form "TCA" - Intimation of transfer |
| compare cars as well as look for best deals | | | | by Transferee (buyer) |
| with different dealers. Do a thorough study | | | | |
| about your car before buying rather than | | | | • Form "TCR" - Intimation of transfer |
| going for the first car you came across. | | | | by Transferor (seller) |
| Instead of hurrying, take your time, look as | | | | |
| many as cars you can and have an eye for | | | | • Form No.29 - Notice of transfer of |
| detailing and then decide for the 'right car' | | | | ownership of vehicle. |
| you want to own. Once you feel your research | | | | |
| is complete and now you are ready to look out | | | | • Form No.30 - Report of transfer of |
| for your car, comes the next step. | | | | ownership of vehicle. |
| | | | |