| Owning a four wheeler have become
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| | feel your research is complete and now
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| necessity in today's motorized world.
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| | you are ready to look out for your car,
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| Every one cannot opt for a new car but
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| | comes the next step.
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| can always own 'Used car' it is also an
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| | Ratify the value of the vehicle
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| added advantage if you have just learnt
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| | It is not necessary that everyone is well
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| driving. In this way you can refine your
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| | versed with knowledge about cars. May
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| driving as well as build up enough
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| | be toa certain extent but to know a in
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| confidence to before investing a
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| | and out of a used car, a professional
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| substantial amount on new car. There are
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| | opinion is must.
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| certain fundamentals that have to be
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| | It is always better to consult a mechanic
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| followed before buying a car. Especially
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| | or get it rated in authorized service
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| if it is a used car you have to be
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| | center and if you are dealing with a
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| careful and well acquainted before
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| | private party then be always on guard as
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| investing. To start with:
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| | vehicle sold to you could be stolen. You
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| Budget and selection of a car: (pricing,
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| | can also contact the dealers to know
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| brand, model)…
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| | about the warranty features and also
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| Before buying a car one should always
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| | about the resale value of the car.
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| have a rough estimate about spending
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| | Exterior Check
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| plan. This way you can select the cars
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| | Check for the overall condition of the
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| that falls in your budget and then
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| | car like dents, nick, scratch, repaint,
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| compare it with other cars of same
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| | working condition of light, tail lamps,
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| class..
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| | indicator, wiper (flick all the switches
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| Next thing you have to keep in your mind
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| | and check if everything working properly
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| is 'what kind of car do I want to buy? Or
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| | ). Also check the tyres in terms of wear
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| with which manufactures should I go?'
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| | and tear, (if you don't get a good radial
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| Decide on buying cars depending on your
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| | tyre, then try to reduce the prize
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| requirement and in this way selection
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| | further ) oil tank for its leakage. It is
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| becomes much easier.
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| | also very important to check the
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| Look for hidden points
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| | undercarriage of the car. Check for the
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| History: (antecedents, accidents,
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| | shock absorbers, lean hard on the corner
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| insurance, and depreciation)…
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| | of the car and release and if the car is
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| Inspect the chassis of the car
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| | rocking up and down then it may need
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| thoroughly; the body line will give an
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| | replacing.
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| idea whether the car was involved in a
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| | Interior check
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| accident. You can check any sign of
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| | Go through the warning indicator lights,
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| repainting, similar color body parts
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| | speedometer, the fuel gauge and the
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| etc…. the insurance formalities like
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| | other gauge work properly, also check for
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| regular premiums are paid, policy is
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| | the glove box lock is intact. Coming to
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| revised etc…
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| | the seating, look if the headrest,
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| Ownership: (antecedents: single owner
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| | adjustable seats, door handles, window
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| multiple owner)
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| | knobs, interior lights, seat belts.
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| It is very important to enquire about its
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| | Also check for the air-conditioning,
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| ownership as its been owned by a single
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| | ensure that all the A/C switches are
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| or multiple owner and if it is multiple ,
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| | working and the proper air flows through
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| there will value depreciation depending
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| | all the provided vents. Look for any
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| upon its condition.
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| | squeaky noise while opening any window or
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| When inspecting a car always check for
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| | door. Also ensure that the locking system
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| mechanical and technical problems. As
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| | is perfect. The last thing people look
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| it's a pre-owned car, proper overall
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| | for is the tool kit, but one should make
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| review is necessary. Start with its
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| | sure all the tools present in the kit.
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| engine: that it should idle smoothly with
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| | Look for the
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| out any sputtering and also accelerate
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| | Once the all the interior and exterior
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| with out any hesitation.
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| | factors are analyzed, now it's the time
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| Wheel alignment plays a very vital role,
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| | to take the car for a ride in a literal
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| uneven wear and tear of tyres-balding on
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| | meaning.
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| the sides or in the middle-indicate poor
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| | Test drive
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| alignment. Check for battery condition,
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| | One cannot just have a overall look and
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| heat up the engine to check the
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| | then decide on buying a car. It is very
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| air-conditioner efficiency also check
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| | important to take a test derive so that
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| with the deforestation, defogger fan,
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| | one will have a clear picture about the
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| heater…every single detail that will
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| | car. It is better to take a longer
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| give value for your buy. Another
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| | stretch so that the engine is heated up.
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| important thing that has to be kept in
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| | Once the car is warmed up check if there
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| mind before buying a car is with its
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| | is any kind of noise or vibration or even
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| titles and credentials. Ensure that all
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| | any kind of odor and any kind of unusual
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| the paper works are in order, because
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| | sound or vibration will be an invitation
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| sometimes it is possible that you may be
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| | for a major trouble. Check if the
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| buying a stolen car. Checklists of the
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| | steering wheel is perfect, there should
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| important documents are as follows:
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| | not be any kind of vibration. Test the
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| • RC Book (Registration book
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| | pressure with the hand breaks as well as
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| certificate)- Also known as Blue book is
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| | with the pedal brakes. Drive it on a
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| issued by the RTO (certain offices of
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| | empty long stretch with a 30kph and apply
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| some state does not provide the document
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| | hard brakes, the car should come to a
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| in the form of booklet rather it will be
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| | stop with in no time with out any
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| a single document -Form 21') the where
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| | pressure or vibration. The pedals should
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| it reveals the date and address of
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| | be smooth and applying brakes should not
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| registration and the record of the owners
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| | with much effort.
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| vehicle, the engine number, chassis
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| | Finance factor
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| number (the engine and the chassis
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| | Work at your payment mode before your
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| numbers has to be verified with that
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| | venture forth, avoid credit card payment
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| shown in the book). An entry in the book
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| | through because of high interest rates.
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| also acknowledges how many times the
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| | And if you are looking for finance, It is
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| vehicle has been sold, the details of the
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| | always better to avoid the third party
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| previous of the previous owner (name and
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| | concept in any kind of financing, always
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| address). The state registration should
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| | go for the direct finance as it will save
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| be verified, as it has to be registered
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| | your time as well as money. Opt for
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| with the same state where you intend to
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| | easy-payable EMI with zero interest
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| use your car otherwise you have to get it
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| | option(now there are leading banks that
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| transferred it which is again a
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| | provide affordable and easily repayable
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| cumbersome process with lots of
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| | 'used car loans'.
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| formalities and time consuming.
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| | Clinch the deal
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| • Tax certificate/book - This document
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| | So now as you are well versed and clear
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| contains details about tax paid. The RTO
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| | with all the technical, mechanical as
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| tax is a lifetime tax that has to pay by
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| | well as legal details, keep in mind
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| the owner (some state collect life time
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| | certain important points before
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| tax and some have annual tax payment) and
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| | finalizing the deal.
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| if the papers are not clear, you will
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| | ? Ensure that all the terms and
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| have to bear all the unpaid taxes.
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| | conditions of the deal are obtained in
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| Another tax that people often forget or
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| | writing: This will give a clear picture
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| ignore it is the road tax, so ensure that
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| | to both the parties involved in a deal
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| all the papers are clear before
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| | (previous as well as the current owner).
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| finalizing your deal.
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| | There will be no space for confusion to
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| • Insurance - Another vital document
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| | arise.
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| which is mandatory for any transfer by
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| | ? Negotiate for a better prize: As it is
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| RTO. Premiums are paid on regular basis
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| | buyers market you can always have your
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| and it is always better to check the due
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| | say in terms of bargaining. Before you go
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| date and also ensure that the insurance
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| | for your car shopping, ensure that your
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| papers are transferred in your name
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| | are aware with the value of the car
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| before your buy. Though any of these
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| | you're buying and the value of trade in.
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| insurance papers cannot give you a clear
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| | The seller should get the idea that you
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| picture about the vehicle involved in any
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| | are also aware of the car markets; you
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| accidents but still it's a assurance
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| | should be always ready for the
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| towards the 'safety of the car'
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| | bargain-battle.
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| • Invoice - Demand for the original
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| | ? Know that a well stocked dealer will
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| invoice as every owners keep original
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| | cut a better deal
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| invoice given to them by the car dealers
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| | Last but not the least and the most
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| showrooms. The invoice encloses all the
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| | important factor that has t be taken care
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| car details (purchase date, year, chassis
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| | after finalizing the deal is :
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| and engine number) which give an idea
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| | Transferring Ownership
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| about its original prize. The invoice
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| | With the sale of the care, the ownership
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| also gives the information if the car is
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| | also changes. The original owner
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| financed or not.
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| | (Transferor), who is selling the car
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| • NOC (no objection certificate)- If
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| | should inform the RTO with whom the car
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| the car is purchased on finance, ask for
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| | was registered with in 14 days with a
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| its documents from the finance company
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| | letter of information about the new owner
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| stating all the dues are paid and the
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| | (Transferee) and incase the new owner
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| company have no claim on the vehicle any
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| | falls into the jurisdiction of another
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| more.
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| | RTO, then the Transferor has to inform
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| Form 35- you must have a copy of this
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| | the this RTO with the similar letter and
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| duly signed by the financer.
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| | receiving an acknowledgment of receipt
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| • PUC certificate (pollution under
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| | of the letter from the RTO, the
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| control)- every car needs a PUC
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| | transferor is indemnified of all legal,
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| certificate and it is valid up to one
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| | tax, traffic, criminal and other
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| year for every new car and has to be
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| | liabilities pertaining to the car. The
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| obtained in every six months.
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| | seller must also take a delivery note
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| Always do your homework before buying
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| | signed by a buyer. And if the car has
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| your car in terms of researching. Search
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| | being transferred is in another state,
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| for online information about the car your
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| | then the transferor has to get a NOC(no
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| looking for, go for its technical and
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| | objection certificate, form 28') from his
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| mechanical details and check for its
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| | RTO and forward to the RTO in whose
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| resale value. In this computer world we
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| | jurisdiction the new owner stays. NOC is
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| can get any information from anyone and
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| | accompanied by another set of documents
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| from anywhere. Use online quotes that
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| | required to transferring ownership as
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| will be a great help, compare cars as
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| | follows:
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| well as look for best deals with
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| | • Form "TCA" - Intimation of transfer
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| different dealers. Do a thorough study
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| | by Transferee (buyer)
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| about your car before buying rather than
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| | • Form "TCR" - Intimation of transfer
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| going for the first car you came across.
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| | by Transferor (seller)
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| Instead of hurrying, take your time, look
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| | • Form No.29 - Notice of transfer of
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| as many as cars you can and have an eye
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| | ownership of vehicle.
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| for detailing and then decide for the
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| | • Form No.30 - Report of transfer of
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| 'right car' you want to own. Once you
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| | ownership of vehicle.
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