| Owning a four wheeler have become | | | | car' you want to own. Once you feel your |
| necessity in today's motorized world. | | | | research is complete and now you are |
| Every one cannot opt for a new car but | | | | ready to look out for your car, comes |
| can always own 'Used car' it is also an | | | | the next step. |
| added advantage if you have just | | | | Ratify the value of the vehicle |
| learnt driving. In this way you can | | | | It is not necessary that everyone is |
| refine your driving as well as build up | | | | well versed with knowledge about cars. |
| enough confidence to before investing a | | | | May be toa certain extent but to know |
| substantial amount on new car. There | | | | a in and out of a used car, a |
| are certain fundamentals that have to be | | | | professional opinion is must. |
| followed before buying a car. Especially | | | | It is always better to consult a |
| if it is a used car you have to be | | | | mechanic or get it rated in authorized |
| careful and well acquainted before | | | | service center and if you are dealing |
| investing. To start with: | | | | with a private party then be always on |
| Budget and selection of a car: | | | | guard as vehicle sold to you could be |
| (pricing, brand, model)… | | | | stolen. You can also contact the dealers |
| Before buying a car one should always | | | | to know about the warranty features and |
| have a rough estimate about spending | | | | also about the resale value of the car. |
| plan. This way you can select the cars | | | | Exterior Check |
| that falls in your budget and then | | | | Check for the overall condition of the |
| compare it with other cars of same | | | | car like dents, nick, scratch, repaint, |
| class.. | | | | working condition of light, tail lamps, |
| Next thing you have to keep in your mind | | | | indicator, wiper (flick all the switches |
| is 'what kind of car do I want to buy? | | | | and check if everything working properly |
| Or with which manufactures should I go?' | | | | ). Also check the tyres in terms of wear |
| Decide on buying cars depending on your | | | | and tear, (if you don't get a good |
| requirement and in this way selection | | | | radial tyre, then try to reduce the |
| becomes much easier. | | | | prize further ) oil tank for its |
| Look for hidden points | | | | leakage. It is also very important to |
| History: (antecedents, accidents, | | | | check the undercarriage of the car. |
| insurance, and depreciation)… | | | | Check for the shock absorbers, lean hard |
| Inspect the chassis of the car | | | | on the corner of the car and release and |
| thoroughly; the body line will give an | | | | if the car is rocking up and down then |
| idea whether the car was involved in a | | | | it may need replacing. |
| accident. You can check any sign of | | | | Interior check |
| repainting, similar color body parts | | | | Go through the warning indicator lights, |
| etc…. the insurance formalities like | | | | speedometer, the fuel gauge and the |
| regular premiums are paid, policy is | | | | other gauge work properly, also check |
| revised etc… | | | | for the glove box lock is intact. Coming |
| Ownership: (antecedents: single owner | | | | to the seating, look if the headrest, |
| multiple owner) | | | | adjustable seats, door handles, window |
| It is very important to enquire about | | | | knobs, interior lights, seat belts. |
| its ownership as its been owned by a | | | | Also check for the air-conditioning, |
| single or multiple owner and if it is | | | | ensure that all the A/C switches are |
| multiple , there will value | | | | working and the proper air flows through |
| depreciation depending upon its | | | | all the provided vents. Look for any |
| condition. | | | | squeaky noise while opening any window |
| When inspecting a car always check for | | | | or door. Also ensure that the locking |
| mechanical and technical problems. As | | | | system is perfect. The last thing people |
| it's a pre-owned car, proper overall | | | | look for is the tool kit, but one should |
| review is necessary. Start with its | | | | make sure all the tools present in the |
| engine: that it should idle smoothly | | | | kit. Look for the |
| with out any sputtering and also | | | | Once the all the interior and exterior |
| accelerate with out any hesitation. | | | | factors are analyzed, now it's the time |
| Wheel alignment plays a very vital role, | | | | to take the car for a ride in a literal |
| uneven wear and tear of tyres-balding on | | | | meaning. |
| the sides or in the middle-indicate poor | | | | Test drive |
| alignment. Check for battery condition, | | | | One cannot just have a overall look and |
| heat up the engine to check the | | | | then decide on buying a car. It is very |
| air-conditioner efficiency also check | | | | important to take a test derive so that |
| with the deforestation, defogger fan, | | | | one will have a clear picture about the |
| heater…every single detail that will | | | | car. It is better to take a longer |
| give value for your buy. Another | | | | stretch so that the engine is heated up. |
| important thing that has to be kept in | | | | Once the car is warmed up check if there |
| mind before buying a car is with its | | | | is any kind of noise or vibration or |
| titles and credentials. Ensure that all | | | | even any kind of odor and any kind of |
| the paper works are in order, because | | | | unusual sound or vibration will be an |
| sometimes it is possible that you may be | | | | invitation for a major trouble. Check if |
| buying a stolen car. Checklists of the | | | | the steering wheel is perfect, there |
| important documents are as follows: | | | | should not be any kind of vibration. |
| • RC Book (Registration book | | | | Test the pressure with the hand breaks |
| certificate)- Also known as Blue book | | | | as well as with the pedal brakes. Drive |
| is issued by the RTO (certain offices of | | | | it on a empty long stretch with a 30kph |
| some state does not provide the document | | | | and apply hard brakes, the car should |
| in the form of booklet rather it will | | | | come to a stop with in no time with out |
| be a single document -Form 21') the | | | | any pressure or vibration. The pedals |
| where it reveals the date and address of | | | | should be smooth and applying brakes |
| registration and the record of the | | | | should not with much effort. |
| owners vehicle, the engine number, | | | | Finance factor |
| chassis number (the engine and the | | | | Work at your payment mode before your |
| chassis numbers has to be verified with | | | | venture forth, avoid credit card payment |
| that shown in the book). An entry in the | | | | through because of high interest rates. |
| book also acknowledges how many times | | | | And if you are looking for finance, It |
| the vehicle has been sold, the details | | | | is always better to avoid the third |
| of the previous of the previous owner | | | | party concept in any kind of financing, |
| (name and address). The state | | | | always go for the direct finance as it |
| registration should be verified, as it | | | | will save your time as well as money. |
| has to be registered with the same state | | | | Opt for easy-payable EMI with zero |
| where you intend to use your car | | | | interest option(now there are leading |
| otherwise you have to get it transferred | | | | banks that provide affordable and |
| it which is again a cumbersome process | | | | easily repayable 'used car loans'. |
| with lots of formalities and time | | | | Clinch the deal |
| consuming. | | | | So now as you are well versed and clear |
| • Tax certificate/book - This document | | | | with all the technical, mechanical as |
| contains details about tax paid. The RTO | | | | well as legal details, keep in mind |
| tax is a lifetime tax that has to pay by | | | | certain important points before |
| the owner (some state collect life time | | | | finalizing the deal. |
| tax and some have annual tax payment) | | | | ? Ensure that all the terms and |
| and if the papers are not clear, you | | | | conditions of the deal are obtained in |
| will have to bear all the unpaid taxes. | | | | writing: This will give a clear picture |
| Another tax that people often forget or | | | | to both the parties involved in a deal |
| ignore it is the road tax, so ensure | | | | (previous as well as the current owner). |
| that all the papers are clear before | | | | There will be no space for confusion to |
| finalizing your deal. | | | | arise. |
| • Insurance - Another vital document | | | | ? Negotiate for a better prize: As it is |
| which is mandatory for any transfer by | | | | buyers market you can always have your |
| RTO. Premiums are paid on regular basis | | | | say in terms of bargaining. Before you |
| and it is always better to check the due | | | | go for your car shopping, ensure that |
| date and also ensure that the insurance | | | | your are aware with the value of the car |
| papers are transferred in your name | | | | you're buying and the value of trade in. |
| before your buy. Though any of these | | | | The seller should get the idea that you |
| insurance papers cannot give you a clear | | | | are also aware of the car markets; you |
| picture about the vehicle involved in | | | | should be always ready for the |
| any accidents but still it's a assurance | | | | bargain-battle. |
| towards the 'safety of the car' | | | | ? Know that a well stocked dealer will |
| • Invoice - Demand for the original | | | | cut a better deal |
| invoice as every owners keep original | | | | Last but not the least and the most |
| invoice given to them by the car dealers | | | | important factor that has t be taken |
| showrooms. The invoice encloses all the | | | | care after finalizing the deal is : |
| car details (purchase date, year, | | | | Transferring Ownership |
| chassis and engine number) which give an | | | | With the sale of the care, the ownership |
| idea about its original prize. The | | | | also changes. The original owner |
| invoice also gives the information if | | | | (Transferor), who is selling the car |
| the car is financed or not. | | | | should inform the RTO with whom the car |
| • NOC (no objection certificate)- If | | | | was registered with in 14 days with a |
| the car is purchased on finance, ask for | | | | letter of information about the new |
| its documents from the finance company | | | | owner (Transferee) and incase the new |
| stating all the dues are paid and the | | | | owner falls into the jurisdiction of |
| company have no claim on the vehicle any | | | | another RTO, then the Transferor has to |
| more. | | | | inform the this RTO with the similar |
| Form 35- you must have a copy of this | | | | letter and receiving an acknowledgment |
| duly signed by the financer. | | | | of receipt of the letter from the RTO, |
| • PUC certificate (pollution under | | | | the transferor is indemnified of all |
| control)- every car needs a PUC | | | | legal, tax, traffic, criminal and other |
| certificate and it is valid up to one | | | | liabilities pertaining to the car. The |
| year for every new car and has to be | | | | seller must also take a delivery note |
| obtained in every six months. | | | | signed by a buyer. And if the car has |
| Always do your homework before buying | | | | being transferred is in another state, |
| your car in terms of researching. | | | | then the transferor has to get a NOC(no |
| Search for online information about the | | | | objection certificate, form 28') from |
| car your looking for, go for its | | | | his RTO and forward to the RTO in whose |
| technical and mechanical details and | | | | jurisdiction the new owner stays. NOC |
| check for its resale value. In this | | | | is accompanied by another set of |
| computer world we can get any | | | | documents required to transferring |
| information from anyone and from | | | | ownership as follows: |
| anywhere. Use online quotes that will be | | | | • Form "TCA" - Intimation of transfer |
| a great help, compare cars as well as | | | | by Transferee (buyer) |
| look for best deals with different | | | | • Form "TCR" - Intimation of transfer |
| dealers. Do a thorough study about your | | | | by Transferor (seller) |
| car before buying rather than going for | | | | • Form No.29 - Notice of transfer of |
| the first car you came across. Instead | | | | ownership of vehicle. |
| of hurrying, take your time, look as | | | | • Form No.30 - Report of transfer of |
| many as cars you can and have an eye for | | | | ownership of vehicle. |
| detailing and then decide for the 'right | | | | |