| There are a few different ways of obtaining a car | | | | does not fulfill the second objective of rebuilding your |
| with bad credit. Some are better than others, but in | | | | credit. Dealers that finance in-house do not report |
| all fairness, I'll cover the basics of each for your | | | | your payment history to the major credit bureaus, as |
| consideration. Hopefully, this short article will help you | | | | they aren't really a "financial institution". They fall |
| along your way to obtaining a car on reasonable | | | | under more of a "rent to own cars" category. This |
| terms. | | | | would not be the best way to buy a car with bad |
| Buy Here, Pay Here Financing. When you have bad | | | | credit. |
| credit and need a vehicle, you have two objectives. | | | | Local Credit Unions. Depending on the severity of |
| The first is to obtain a loan approval. The second, | | | | your credit problems, may be a good option. If you're |
| rebuilding your credit. Buy here, pay here financing | | | | a member of a Credit Union through your job or civic |
| covers the first objective of obtaining financing, but | | | | membership, you may have the odds in your favor. |